Privacy Policy

1. Introduction

BankTus LLC ("we," "our," or "us") is committed to protecting your privacy and maintaining the confidentiality of your personal and financial information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our financial advisory services.

By using our website or services, you consent to the data practices described in this policy.

2. Information We Collect

Personal Information

We may collect the following types of personal information:

• Contact information (name, address, phone number, email address)
• Financial information (income, assets, liabilities, investment accounts)
• Identification information (Social Security number, date of birth)
• Employment information (employer, occupation, salary)
• Investment objectives and risk tolerance
• Tax information and filing status

Website Usage Information

When you visit our website, we automatically collect:

• IP address and browser information
• Pages visited and time spent on our website
• Referring website information
• Device and operating system information
• Cookies and similar tracking technologies

3. How We Use Your Information

We use your information for the following purposes:

• Providing financial advisory services and recommendations
• Analyzing your financial situation and goals
• Communicating with you about our services
• Processing transactions and maintaining account records
• Complying with legal and regulatory requirements
• Improving our website and services
• Sending newsletters and educational content (with your consent)
• Detecting and preventing fraud

4. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following limited circumstances:

Service Providers

We may share information with trusted third-party service providers who assist us in operating our business, such as:

• Technology service providers
• Custodians and broker-dealers
• Professional service providers (attorneys, accountants)
• Compliance and regulatory reporting services

Legal Requirements

We may disclose information when required by law, regulation, or legal process, including:

• Responding to subpoenas or court orders
• Complying with regulatory examinations
• Reporting suspicious activities to authorities
• Protecting our rights and property

Business Transfers

In the event of a merger, acquisition, or sale of assets, client information may be transferred as part of the transaction, subject to confidentiality agreements.

5. Data Security

We implement comprehensive security measures to protect your information:

• Encryption of sensitive data in transit and at rest
• Secure servers and firewalls
• Regular security assessments and updates
• Employee training on data protection
• Access controls and authentication procedures
• Secure disposal of confidential information

While we strive to protect your information, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security but will notify you of any known security breaches as required by law.

6. Cookies and Tracking Technologies

Our website uses cookies and similar technologies to enhance your browsing experience:

Types of Cookies We Use

• Essential Cookies: Necessary for website functionality
• Analytics Cookies: Help us understand website usage
• Preference Cookies: Remember your settings and preferences
• Marketing Cookies: Used for targeted advertising (with consent)

You can control cookie settings through your browser preferences. However, disabling certain cookies may affect website functionality.

7. Your Privacy Rights

You have the following rights regarding your personal information:

• Access: Request copies of your personal information
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your information (subject to legal requirements)
• Portability: Request transfer of your information
• Opt-out: Unsubscribe from marketing communications
• Restriction: Request limitation of processing

To exercise these rights, contact us using the information provided in Section 12.

8. Data Retention

We retain your information for as long as necessary to:

• Provide ongoing financial advisory services
• Comply with legal and regulatory requirements
• Resolve disputes and enforce agreements
• Maintain business records as required by law

Financial records are typically retained for seven years after the termination of our advisory relationship, or as required by applicable regulations.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party websites you visit.

10. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected information from a child under 18, we will take steps to delete such information.

11. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure that such transfers comply with applicable data protection laws and implement appropriate safeguards to protect your information.

12. Contact Information

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us:

BankTus LLC
Privacy Officer
123 Financial District
New York, NY 10004
Phone: (555) 123-4567
Email: privacy@banktus.com

13. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or applicable laws. We will notify you of material changes by:

• Posting the updated policy on our website
• Sending email notifications to registered users
• Providing notice during your next service interaction

The "Last Updated" date at the top of this policy indicates when the most recent changes were made.

14. California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected
• Right to delete personal information
• Right to opt-out of the sale of personal information
• Right to non-discrimination for exercising privacy rights

We do not sell personal information as defined by the CCPA. To exercise your California privacy rights, contact us using the information in Section 12.

15. Regulatory Compliance

As a financial advisory firm, we comply with privacy regulations specific to the financial services industry, including:

• Gramm-Leach-Bliley Act (GLBA)
• SEC regulations on client privacy
• State privacy laws and regulations
• Industry best practices for data protection