Terms of Use

Last Updated: January 1, 2025

1. Acceptance of Terms

By accessing and using the BankTus LLC website ("Website") and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

BankTus LLC provides financial advisory services, including but not limited to personal finance consulting, investment advice, retirement planning, budgeting assistance, and credit counseling. Our services are provided by licensed financial professionals in accordance with applicable laws and regulations.

3. User Responsibilities

Users of our website and services agree to:

  • Provide accurate and complete information when requested
  • Maintain the confidentiality of any login credentials
  • Use the website and services only for lawful purposes
  • Not attempt to gain unauthorized access to any portion of the website
  • Not transmit any viruses, malware, or other harmful code
  • Respect the intellectual property rights of BankTus LLC

4. Financial Advisory Relationship

The establishment of a formal advisory relationship requires the execution of a separate advisory agreement. Information provided on this website is for educational purposes and does not constitute personalized financial advice until a formal advisory relationship is established.

All financial advice is provided based on information supplied by the client. BankTus LLC relies on the accuracy and completeness of client-provided information and is not responsible for advice based on incomplete or inaccurate information.

5. Investment Risks and Disclaimers

All investments involve risk, including the potential loss of principal. Past performance does not guarantee future results. BankTus LLC does not guarantee the performance of any investment or strategy recommended to clients.

Market conditions, economic factors, and individual circumstances can affect investment outcomes. Clients should carefully consider their financial situation, risk tolerance, and investment objectives before making investment decisions.

6. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of BankTus LLC and is protected by copyright and other intellectual property laws. Users may not reproduce, distribute, or create derivative works from this content without express written permission.

7. Privacy and Confidentiality

BankTus LLC is committed to protecting client privacy and maintaining the confidentiality of client information. Our privacy practices are detailed in our Privacy Policy, which is incorporated by reference into these Terms of Use.

8. Limitation of Liability

BankTus LLC shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use our website or services, even if BankTus LLC has been advised of the possibility of such damages.

In no event shall BankTus LLC's total liability exceed the amount paid by the client for services during the twelve months preceding the claim.

9. Indemnification

Users agree to indemnify and hold harmless BankTus LLC, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from the user's violation of these Terms of Use or misuse of our services.

10. Termination

BankTus LLC reserves the right to terminate or suspend access to our website and services at any time, without notice, for conduct that violates these Terms of Use or is harmful to other users, BankTus LLC, or third parties.

11. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts of New York.

12. Regulatory Compliance

BankTus LLC operates in compliance with applicable federal and state regulations governing financial advisory services. Our advisors are properly licensed and registered as required by law.

Securities offered through registered representatives are subject to regulatory oversight by FINRA and the SEC. Investment advisory services are provided in accordance with the Investment Advisers Act of 1940.

13. Modifications to Terms

BankTus LLC reserves the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Continued use of our services after changes are posted constitutes acceptance of the modified terms.

Users are encouraged to review these Terms of Use periodically to stay informed of any changes.

14. Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining terms shall remain in full force and effect.

15. Contact Information

Questions about these Terms of Use should be directed to:

BankTus LLC
123 Financial District
New York, NY 10004
Phone: (555) 123-4567
Email: legal@banktus.com

16. Entire Agreement

These Terms of Use, together with our Privacy Policy and any executed advisory agreements, constitute the entire agreement between users and BankTus LLC regarding the use of our website and services.